Pet Health Insurance
Pet health insurance:
Let us talk about Pet Health Insurance:
I highly recommend getting pet health insurance for your pet!
Just like you would get health insurance for yourself and family.
There are 3 types of pet insurance coverage: accident, illness, and wellness.
Depending on your preference, you can sign up for 1, 2 or all 3 of these coverages (but not all pet insurance companies offer wellness plans).
Many pet insurance companies limit their illness coverage as pets age.
It’s important to get insurance while your pet is young to reduce pre-existing condition exemptions and your monthly cost. Illness coverage can cover things like cancer, arthritis, UTIs, allergies and more.
As a breeder of Cocker Spaniels, I hate to see a pet be in need and not have health insurance on them and the owners then get put in a financial situation where they can’t afford services and the animal suffers, possible surrendered or even worse put to sleep.
If you are one of them that says my dog doesn’t need it great, but in most cases, those wish they would have had it.
Vet bills add up!
Let us admit it, Cocker Spaniels are notorious for tons of problematic health issues no matter how great the breeder is.
When looking for insurance I have noticed some actually cover lost, stolen and death of a beloved pet.
Some also cover preventative care and others don’t.
Some cover dental and others don’t.
Since adult teeth do not come in until 6-10 months of age I would recommend for the 1st years
to get some type of dental coverage.
I also recommend dental coverage for yearly checkups and teeth cleanings.
Some cover getting your pet altered and some don’t.
Some offer vaccinations including rabies, heartworm preventatives, flea preventatives, and year check-up.
According to Google, these are the top pet health insurance companies out there.
- Embrace. 90% Reimbursement – $300.00 deductible- cost is roughly $42.81 as of 10-11-18
- Figo. 90% Reimbursement- $250 deductible – cost is roughly $53.88 as of 10-11-18
- Healthy Paws. 90% Reimbursement-
- Pets Best.
- AKC Pet Insurance
Your first year of health care is critical as many things come about in the 1st years including vaccinations and rabies, worming, ear issues, possible cherry eyes, getting fixed, as well as the year check-up. Some included Heartworm preventative, teeth cleaning, flea/tick preventative.
American Cocker Spaniels have several health problems common to the breed listed below are some of the most common.
I would make sure the common health issues in Cockers are being covered.
- Luxated patella (knee)
- Hip dysplasia
- Elbow dysplasia
- Ectropion (drooping of the lower eyelid)
- Entropion (inward eyelid)
- Progressive retinal atrophy (PRA)
- Cherry eye
- Seborrhea (skin disease)
- Lip fold pyoderma (additional skin fold)
- Otitis externa (ear canal inflammation)
- Liver disease
- Urolithiasis (stones in the urinary tract)
- Congestive heart failure
- Phosphofructokinase deficiency (inherited disorder causing a breakdown of red blood cells)
- Gastric torsion
- IMHA (immune-mediated hemolytic anemia)
As a breeder, I have seen it first hand how a pet owner becomes angry with breeders because they run into health problems and then blame the breeder for these common Cocker Spaniel issues in our breed.
If only the pet owner would have placed pet insurance on the pet and removed the financial part of the equation it would save many relationships between breeders and pet owners.
This has happened to many breeders time and time again.
AKC went a step further for breeders and offers a FREE that’s right FREE AKC Pet Insurance for 30 days.
Which after the 30 days you can continue the information and details are below.
When you get your AKC papers from us they included information for their Pet Insurance or you can simply click here.
AKC Pet Insurance
I’ll tell you what I use and do, you can use your own judgment whether you want to follow in my footsteps.
Any products I recommend are “Use At Your Own Risk”.
This article is presented only as documentation of how to do things for our Cockers at our house.
Should you have a concern regarding the health of your Cocker(s), you should contact your veterinarian.
All information on this site is presented solely for educational and informational purposes and should not, at any time, be considered a substitute for seeking or receiving veterinary care for your Cocker(s).